Mortgage Loan
Mortgage rates can vary widely depending on the type of product and the qualifications of the applicant.
A mortgage loan is one in which you secure funds by pledging your property. The interest rates on mortgage loans range from 8.15% to 11.80% p.a. Usually, the amount of funding you can avail will be up to 60% of the registered value of the property. Some banks also offer mortgage loans up to Rs.10 crore. The repayment tenure for mortgage loans can be up to 15 years.
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- This loan is available against freehold and fully constructed commercial and residential properties.
- You can either apply for the loan individually or jointly with a co-applicant.
- This loan is available for both salaried and self-employed individuals.
